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Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Just having objective third party intervention can set the tone for amiable resolution. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. If creditors have your number, you should have ours. (888) 475-2610 Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Don't consolidate your debt, negotiate your debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our fee is a small percentage of the amount we save you. We guarantee results or you pay us nothing. Settle debts for pennies on the dollar. If creditors have your number, you should have ours. 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